Do Credit Card Inquiries Affect Your Credit Score? Everything You Need to Know Applying for new credit cards can be exciting — new rewards, better benefits, and higher limits. But every application comes with a catch: a hard inquiry on your credit report. If you’ve recently applied for several cards or pre-approvals, you may be […]
Tag Archives: unauthorized inquiries
29
Oct
Oct
Can You Sue for Unauthorized Credit Inquiries? Here’s What You Need to Know If you’ve found a credit inquiry you didn’t authorize on your credit report, you’re right to be concerned. Unauthorized credit pulls can lower your score, expose personal information, and even indicate potential identity theft. The good news is that you have legal […]
30
Sep
Sep
Unauthorized Inquiries on Your Credit Report? Here’s What to Do Have you checked your credit report recently and noticed inquiries you don’t recognize? If so, you’re not alone. Every day, thousands of people discover unauthorized credit inquiries—hard pulls they never approved. These inquiries can lower your score and even signal identity theft. The good news […]