Does Shopping for a Car Hurt Your Credit? The Truth About Auto Loan Inquiries It happens all the time — you visit a few dealerships, fill out a few forms, and suddenly your credit report shows five or ten new inquiries. You only wanted to buy one car, but now it looks like you applied […]
Tag Archives: inquiry removal
30
Oct
Oct
Do Credit Card Inquiries Affect Your Credit Score? Everything You Need to Know Applying for new credit cards can be exciting — new rewards, better benefits, and higher limits. But every application comes with a catch: a hard inquiry on your credit report. If you’ve recently applied for several cards or pre-approvals, you may be […]
29
Oct
Oct
Can You Sue for Unauthorized Credit Inquiries? Here’s What You Need to Know If you’ve found a credit inquiry you didn’t authorize on your credit report, you’re right to be concerned. Unauthorized credit pulls can lower your score, expose personal information, and even indicate potential identity theft. The good news is that you have legal […]
27
Oct
Oct
How Do I Get Inquiries Removed in 24 Hours? (What’s Real & What’s a Scam) Search online for “how to remove credit inquiries in 24 hours,” and you’ll find dozens of people promising instant results — often through social media or cash-app “credit sweeps.” They claim to erase every inquiry overnight for a flat fee. […]
24
Oct
Oct
Can I Pay Someone to Remove Hard Inquiries from My Credit Report? Short answer: Yes, you can hire a professional to remove hard inquiries — but only if they’re unauthorized, inaccurate, or unverifiable. The right company follows the FCRA and the Credit Repair Organizations Act (CROA), documents every step, and never promises illegal “instant wipes.” […]
18
Sep
Sep
Seeing a TransUnion hard inquiry you don’t recognize can be alarming—especially if you’re preparing for a loan or major purchase. The good news: when a hard pull is unauthorized or unapproved, you can challenge it. The key is a calm, documented process: confirm eligibility, ask TransUnion (and the furnisher) to verify permissible purpose, and maintain […]