Does Applying for a Mortgage Hurt Your Credit? Buying a home is one of the biggest financial decisions you’ll ever make — but applying for a mortgage also means allowing lenders to check your credit. If you’ve heard that mortgage applications can hurt your credit score, you’re not alone. Many future homeowners wonder how much […]
Tag Archives: hard inquiries
01
Nov
Nov
Does Shopping for a Car Hurt Your Credit? The Truth About Auto Loan Inquiries It happens all the time — you visit a few dealerships, fill out a few forms, and suddenly your credit report shows five or ten new inquiries. You only wanted to buy one car, but now it looks like you applied […]
30
Oct
Oct
How Much Does a Mortgage Hard Inquiry Affect Your Credit Score? Applying for a mortgage can be stressful enough without worrying that checking rates will damage your credit. If you’ve recently applied for pre-approval or spoken to several lenders, you might have noticed multiple mortgage inquiries on your credit report. But how much do they […]
30
Oct
Oct
How Long Do Credit Card Inquiries Stay on Your Credit Report? If you’ve applied for a new credit card recently, you might have noticed a hard inquiry appear on your credit report. Many people panic when they see it, worrying it will hurt their credit score for years. The good news? Credit card inquiries are […]
24
Oct
Oct
How to Remove Hard Inquiries from Your Credit Report Online (Complete Guide) Hard inquiries can quietly chip away at your credit score and make lenders think you’re desperate for credit. Whether you’re applying for a loan, mortgage, or business funding, too many recent inquiries can cost you approvals. That’s why thousands of people search every […]
24
Oct
Oct
Can I Pay Someone to Remove Hard Inquiries from My Credit Report? Short answer: Yes, you can hire a professional to remove hard inquiries — but only if they’re unauthorized, inaccurate, or unverifiable. The right company follows the FCRA and the Credit Repair Organizations Act (CROA), documents every step, and never promises illegal “instant wipes.” […]
18
Sep
Sep
Seeing an Experian hard inquiry you don’t recognize can be unsettling. Maybe it popped up after visiting a dealership, working with a broker, or clicking a pre-approval link you didn’t intend to authorize. Whatever the situation, the path forward is the same: confirm eligibility, ask Experian (and the furnisher) to verify permissible purpose, and manage […]
30
Aug
Aug
Do Multiple Car Loan Applications Hurt Your Credit? It’s normal to shop around for the best car loan — but after a few applications, you might notice your credit score drop and wonder: do multiple car loan applications hurt your credit? The short answer is: not usually, if done right. But applying too many times […]