🏆 FICO Score Boost 📅 See Fast Results!
Free Credit ConsultationPeople across New York frequently run into credit issues due to unauthorized or outdated inquiries. Dealerships sometimes submit your application to multiple lenders, causing many inquiries, and lenders sometimes report outdated or duplicate information. A few stray inquiries can negatively impact both your score and your approval odds.
At InquiriesRemoval.com, our approach is precise, legally compliant, and built for real results. We verify every single inquiry one by one, verify whether the inquiry was permitted under Fair Credit Reporting Act guidelines, and take action on all items that do not pass verification. We structure every case for New York residents using applicable state and federal compliance rules. Whether your focus is buying a home, getting stronger loan terms, or removing harmful entries, we offer a clear, verifiable system that gets results.
⭐ 20 Years Experience ✅ See Fast Results!
A credit report shapes multiple areas of your financial life — from insurance pricing and housing applications to business financing and job screenings. Many New York locals discover too late that their credit file includes inquiries that should not be there — unauthorized, unverified, or outdated. Such errors frequently stem from dealerships broadcasting your loan application to numerous lenders, when old inquiries remain on your report beyond the allowed reporting window, or when unauthorized hard pulls get added without your knowledge.
Hard pulls might look harmless, yet they influence both your credit score and lender risk assessments. In a competitive credit environment like New York, clearing incorrect or excessive inquiries can open the door to stronger loan approvals. The result is access to better rates, easier auto financing, and improved chances of approval.
Our process pinpoints unapproved inquiries and challenges them using strict FCRA compliance. We apply full investigative review, legal-quality paperwork, and aggressive follow-up with each bureau. From the first day, you receive a transparent and strategic dispute plan designed for measurable results. Whether you’re trying to raise your score, restore lender trust, or qualify for financing, we help you move forward with confidence.
⭐ 20 Years Experience ✅ See Fast Results!
Compliance • Speed • Transparency
Every letter is built using verified FCRA language, designed to withstand bureau scrutiny. We never send generic templates — our documentation is legally sound and tailored to your specific inquiry list.
Monitor dispute submissions, upload verification documents, and track bureau responses 24/7. Your data is encrypted end-to-end and stored securely within the U.S.
Each client works directly with a case manager. Our follow-through ensures every inquiry is verified, disputed, and resolved according to FCRA timelines. We stay with you until the job is done.
Residents across New York rely on our 20 years of experience to correct reporting issues and improve credit scores. Whether your goal is to correct inaccurate reporting, remove harmful inquiries, or raise your score for major financing, we’re here to support you from start to finish.
Schedule Your ConsultationWe proudly serve clients across all of New York NY. Select your local city below to get started.
Yes. Consumers in New York are fully protected under the Fair Credit Reporting Act. You have the legal right to dispute any inaccurate, outdated, or unverifiable information on your credit report.
Most clients begin seeing results within 30–45 days. Timelines vary based on the number of inquiries, bureau response times, and the specific laws that apply in NY.
Yes. We work with Experian, Equifax, and TransUnion on behalf of clients in New York. Unauthorized or unverified hard pulls can be disputed and removed when the furnisher cannot prove permissible purpose.
Yes. Each hard inquiry can lower a score by several points. Many residents in New York see score increases after multiple unauthorized inquiries are removed from their reports.
We primarily focus on hard inquiry removal, but we can also address late payments, charge-offs, reporting errors, and outdated items when permitted under federal and NY state regulations.
⭐ 20 Years Experience ✅ See Fast Results!
